Real estate appraisal services for homeowners in the city of Morgan Hill and Santa Clara County

Here are the top seven reasons CA homeowners hire Manuel Reyes R.E. Appraiser:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a CA property tax assessment
  3. To reduce a mortgage payments by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a CA divorce, when real estate property needs to be divided
  7. Determine the true market value of property in question to settle an estate in Santa Clara county or CA

Own a house in or near Morgan Hill, CA and need help deciding the price of it?
Contact Manuel Reyes R.E. Appraiser.

We at Manuel Reyes R.E. Appraiser understand the individual needs of a homeowner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Manuel Reyes R.E. Appraiser, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value report than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Manuel Reyes R.E. Appraiser, we're veterans in helping clients just like you rid themselves of undesirable PMI insurance.

Challenge Santa Clara county's assessment of your property

Your local tax assessor may have your home overvalued if your house not appreciating as much as other houses nearby. This only means you are going to pay higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Manuel Reyes R.E. Appraiser is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your home is close to a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow standpoint. Manuel Reyes R.E. Appraiser can help you reinstate your home equity line of credit with a professional appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for verity? An appraiser from Manuel Reyes R.E. Appraiser can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Manuel Reyes R.E. Appraiser can help you with that. While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your house.